Credicorp Ltd (BAP) — Quality & forensics

As of 2026-09-14 — refreshed nightly. Closelook readings from an investment research diary, not ratings or advice.

The Closelook module scores

59 /100 composite · 7 modules · general weight set

Valuation 72
Quality 75
Growth 38
Balance sheet 52
Cash quality 58
Capital allocation 54
Momentum 68

Scores are computed nightly across the coverage universe and read relative to it — the methodology lives in the company-scoring explainer.

Financial forensics — the academic screens

0.49 Altman Z-Score

Sits in the distress zone (below 1.81). The Z-Score estimates financial-distress risk from five balance-sheet and earnings ratios.

9/9 Piotroski F-Score

Nine binary fundamental-strength checks across profitability, leverage and operating efficiency.

-2.90 Beneish M-Score

Screens reported earnings for statistical manipulation patterns — below the −1.78 manipulation-risk threshold. A screen, not an accusation.

Continue: the BAP chart & overview

FAQ · from the current data · as of 2026-09-14

Quick answers

What is Credicorp Ltd's Closelook quality reading?

The composite reads 59/100 across 7 modules, as of 2026-09-14: valuation 72, quality 75, growth 38, balance sheet 52, cash quality 58, capital allocation 54, momentum 68. Closelook scores are research diary readings, not ratings or investment advice.

What is Credicorp Ltd's Altman Z-Score?

0.49, which sits in the distress zone (below 1.81) as of 2026-09-14. The Altman Z-Score estimates financial distress risk from five balance-sheet and earnings ratios.

What is Credicorp Ltd's Piotroski F-Score?

9 of 9, as of 2026-09-14. The F-Score counts nine binary fundamental-strength signals across profitability, leverage and operating efficiency.

What does Credicorp Ltd's Beneish M-Score indicate?

-2.90 — below the −1.78 manipulation-risk threshold, as of 2026-09-14. The M-Score screens reported earnings for statistical manipulation patterns; it is a screen, not an accusation.