UMB Financial Corporation (UMBF) — Quality & forensics

As of 2026-09-14 — refreshed nightly. Closelook readings from an investment research diary, not ratings or advice.

The Closelook module scores

54 /100 composite · 7 modules · general weight set

Valuation 70
Quality 56
Growth 71
Balance sheet 11
Cash quality 51
Capital allocation 44
Momentum 71

Scores are computed nightly across the coverage universe and read relative to it — the methodology lives in the company-scoring explainer.

Financial forensics — the academic screens

-0.78 Altman Z-Score

Sits in the distress zone (below 1.81). The Z-Score estimates financial-distress risk from five balance-sheet and earnings ratios.

7/9 Piotroski F-Score

Nine binary fundamental-strength checks across profitability, leverage and operating efficiency.

Continue: the UMBF chart & overview

FAQ · from the current data · as of 2026-09-14

Quick answers

What is UMB Financial Corporation's Closelook quality reading?

The composite reads 54/100 across 7 modules, as of 2026-09-14: valuation 70, quality 56, growth 71, balance sheet 11, cash quality 51, capital allocation 44, momentum 71. Closelook scores are research diary readings, not ratings or investment advice.

What is UMB Financial Corporation's Altman Z-Score?

-0.78, which sits in the distress zone (below 1.81) as of 2026-09-14. The Altman Z-Score estimates financial distress risk from five balance-sheet and earnings ratios.

What is UMB Financial Corporation's Piotroski F-Score?

7 of 9, as of 2026-09-14. The F-Score counts nine binary fundamental-strength signals across profitability, leverage and operating efficiency.