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Ally Financial Inc (ALLY) — chart, structure and Closelooknet read

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Signals for this name

Every Closelooknet reading that exists for ALLY, from the same nightly bakes the boards use. Research diary readings, not advice.

Weather around the name 3 macro readings: Money Temperature, Factor regime, Sovereign pressure

The weather around this name

Macro readings that apply by membership — the regime, the factor tape, the sector cell, the funding backdrop.

  • Money Temperature Composite 62/100 · S&P 500 fund at 67, bullish alignedEight instruments scored on position, momentum, volume, volatility and fragility — the regime every name trades inside. Temperature lab → 2026-09-25
  • Factor regime Momentum leading — risk appetite buildingMomentum against low volatility (SPMO / SPLV): above its 50-day trend, 99th percentile of the window, +8.4% over 20 sessions. Factor regime → 2026-09-25
  • Sovereign pressure Index 0.61 · up 0.29 over 21 sessionsG7 long-end yields, 10s30s and the slope — the funding weather for every balance sheet on this site. Sovereign pressure → 2026-09-25
How it trades on rate days beta 0.62 to TLT · on the worst bond days it moved with the market

How it trades on rate days

How ALLY has moved when long-dated Treasury yields rise — measured against TLT, the 20+ year Treasury fund.

  • Beta to long bonds, 1 year 0.62 — moves strongly with bonds for every 1% move in TLT (20+ year Treasuries), Ally Financial Inc moved 0.62% on average · correlation 0.19 · higher than 63% of US names
  • Beta, last 3 months 0.76 about the same as over the year
  • On the 10 worst bond days −0.92% on average against −0.74% for the S&P 500 the 10 sessions of the past year in which TLT fell most, i.e. long yields rose most
  • Latest of those days +0.41% TLT −1.29% that day 2026-09-24

Daily total returns from the adjusted price series; a TLT down day is a day long yields rose. Beta = the average move of the name for a 1% move in TLT. Past sensitivity, not a forecast. An investment diary, not a recommendation.

Who it is priced against Credit Services · United States · 8 names with week and year-to-date

Peer group

Credit Services · United States

This name carries no Closelooknet score, so its cohort ranks on trend state — distance to the 50- and 200-day averages — never on a score it does not have.

Compared against ALLY on the nightly bakes; the Peers tab ranks the cohort on the Closelooknet scores where it exists.

Company snapshot — Ally Financial Inc

ALLY in five paragraphs: what it makes and sells, where it sits in the Closelooknet stack, who it is priced against, why we track it, what we watch. Research diary, not advice.

What it does
Ally Financial runs as an online, branch-free bank based in Detroit, tracing back to the old financing arm of General Motors. It finances car loans and dealer floorplans, sells vehicle insurance and service contracts, and lends to mid-sized companies through corporate finance and commercial real estate books. It also takes retail deposits and offers brokerage and advisory services, funding its lending mostly through those deposits rather than branches.
Where it sits in the stack
Ally sits outside our AI build-out index; it belongs to the financial-services sleeve of the wider Russell 1000 universe, covering consumer and auto lending rather than any layer of the compute stack.
Who it is priced against
Our peer group for Ally has not been set; the market compares it with other online consumer lenders and auto-finance names such as Capital One.
Why Closelooknet tracks it
Ally carries a seat in the Russell 1000 but no Closelooknet score yet, and the diary has not quoted or covered it in any edition.
What the diary watches
Whether auto-loan delinquencies and used-car values move enough to change the credit outlook the diary tracks for consumer lenders.

Ally Financial Inc (ALLY) trades on US exchanges.

Written from the company’s public profile and Closelooknet’s own readings, 2026-09-17. Descriptive, refreshed with the registry; corrections welcome via the imprint. closelook.net is an investment research diary — market structure, index membership and scores are our own readings, not investment advice. Related: index compare · sector dispersion · scanner.

The Street on this name 1 analyst action on the wire · latest: price target by Raymond James, 2026-09-01

The Street on this name

Analyst actions and the latest print for ALLY from the Closelooknet wires — third-party opinions on the record, not our readings.

  • Price target Raymond James — target 55 Target set to $55 (+31.4% to spot) 2026-09-01

1 action on the analyst wire since 2026-08-13: 1 target change. Analyst wire → · Earnings wire →

Dividends and capital return trailing yield 3.09%, quarterly · last 0.30 USD on 2026-07-31

Dividends and capital return

What ALLY pays out and buys back — distributions read from the price series, money terms from the filings.

  • Trailing 12 months 1.20 USD per share · a 3.09% yield on the 2026-09-25 close 4 distributions, paid quarterly 2026-09-25
  • Change on the year 0.0% against the prior twelve months prior twelve months 1.20 USD per share
  • Last distribution 0.30 USD per share as the price series records it, within days of the ex-date 2026-07-31
  • By calendar year 2023: 0.30 USD (partial) · 2024: 1.20 USD · 2025: 1.20 USD · 2026: 0.90 USD to date first distribution recorded in the three-year window: 2023-10-31

Per-share amounts are derived from the adjusted price series in the listing currency, so dates sit within days of the ex-date; filing figures come from the fundamentals feed for the last reported fiscal year. An investment diary, not a recommendation.

FAQ · from the current data · as of 2026-09-26

Quick answers

What is Ally Financial Inc (ALLY)?

Ally Financial Inc trades as ALLY on the US exchange (United States) in the Closelooknet research universe, as of the registry build of 2026-09-26.

Is ALLY in a Closelooknet index?

Not currently — Ally Financial Inc is tracked in the Closelooknet research universe but is not a constituent of a Closelooknet functional index as of 2026-09-26.

Where does ALLY trade against its moving averages?

Mixed moving-average stack: Trades -9.2% vs the 50-day and -9% vs the 200-day average, 18% below the 52-week high and +8.7% off the 52-week low. Computed from daily closes. As of 2026-09-25 — a technical state from the nightly Closelooknet bake, not advice. The Technical tab carries the full row.

How does Ally Financial Inc trade when bond yields rise?

Over the past year Ally Financial Inc had a beta of 0.62 to TLT, the long-dated Treasury fund — it moves strongly with bonds, higher than 63% of US names. On the 10 sessions in which long bonds fell most it moved −0.92% on average, against −0.74% for the S&P 500. The "How it trades on rate days" block on this page carries the lines.

What does Ally Financial Inc do?

Ally Financial runs as an online, branch-free bank based in Detroit, tracing back to the old financing arm of General Motors. It finances car loans and dealer floorplans, sells vehicle insurance and service contracts, and lends to mid-sized companies through corporate finance and commercial real estate books. It also takes retail deposits and offers brokerage and advisory services, funding its lending mostly through those deposits rather than branches. Our peer group for Ally has not been set; the market compares it with other online consumer lenders and auto-finance names such as Capital One.

Where does Ally Financial Inc sit in the AI build-out?

Ally sits outside our AI build-out index; it belongs to the financial-services sleeve of the wider Russell 1000 universe, covering consumer and auto lending rather than any layer of the compute stack. Ally carries a seat in the Russell 1000 but no Closelooknet score yet, and the diary has not quoted or covered it in any edition.

Does Ally Financial Inc pay a dividend?

Ally Financial Inc has paid 1.20 USD per share over the last twelve months, paid quarterly, a trailing yield of 3.09% on the 2026-09-25 close; the last distribution recorded in the price series was 0.30 USD on 2026-07-31. The "Dividends and capital return" block on this page carries the lines.

What has Wall Street done on Ally Financial Inc recently?

The most recent analyst action on Ally Financial Inc on the Closelooknet wire is a price target by Raymond James on 2026-09-01 (target 55). 1 action on the analyst wire since 2026-08-13: 1 target change. Analyst actions are third-party opinions recorded by the wire, not Closelooknet readings. The “The Street on this name” block on this page lists the moves; the full feeds are the analyst wire and the earnings wire.

What does this page show?

A live price chart with SMA overlays and drawing tools for ALLY, performance metrics, index-membership context and the Closelooknet structure read — an investment research diary view, not investment advice.

Related in the Closelooknet universe

then Credit Services, then Financial Services. Scored names rank on their Closelooknet score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.