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FirstCash Inc (FCFS) — chart, structure and Closelooknet read

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Signals for this name

Every Closelooknet reading that exists for FCFS, from the same nightly bakes the boards use. Research diary readings, not advice.

Weather around the name 4 macro readings: Money Temperature, Factor regime, Sector × region …

The weather around this name

Macro readings that apply by membership — the regime, the factor tape, the sector cell, the funding backdrop.

  • Money Temperature Composite 62/100 · S&P 500 fund at 67, bullish alignedEight instruments scored on position, momentum, volume, volatility and fragility — the regime every name trades inside. Temperature lab → 2026-09-25
  • Factor regime Momentum leading — risk appetite buildingMomentum against low volatility (SPMO / SPLV): above its 50-day trend, 99th percentile of the window, +8.4% over 20 sessions. Factor regime → 2026-09-25
  • Sector × region Financials in US: −1.5% week · −5.5% month · +2.7% quarter · +10.9% yearThe Sector Engine cell this name lives in, from XLF.US; the 11 × 4 matrix shows where its sector is being bought and where it is being sold. Sector Engine → 2026-09-26
  • Sovereign pressure Index 0.61 · up 0.29 over 21 sessionsG7 long-end yields, 10s30s and the slope — the funding weather for every balance sheet on this site. Sovereign pressure → 2026-09-25
How it trades on rate days beta 0.08 to TLT · on the worst bond days it held up better than the market

How it trades on rate days

How FCFS has moved when long-dated Treasury yields rise — measured against TLT, the 20+ year Treasury fund.

  • Beta to long bonds, 1 year 0.08 — shows only a loose link to bond moves for every 1% move in TLT (20+ year Treasuries), FirstCash Inc moved 0.08% on average · correlation 0.02 · higher than 13% of US names
  • Beta, last 3 months 0.38 more rate-sensitive lately than over the year
  • On the 10 worst bond days −0.43% on average against −0.74% for the S&P 500 the 10 sessions of the past year in which TLT fell most, i.e. long yields rose most
  • Latest of those days −0.03% TLT −1.29% that day 2026-09-24

Daily total returns from the adjusted price series; a TLT down day is a day long yields rose. Beta = the average move of the name for a 1% move in TLT. Past sensitivity, not a forecast. An investment diary, not a recommendation.

Who it is priced against Credit Services · US · 4 names with week and year-to-date

Peer group

Credit Services · US

Names in the same industry from the Closelooknet universe; scored names rank on their Closelooknet score, the rest on trend state.

Compared against FCFS on the nightly bakes; the Peers tab ranks the cohort on the Closelooknet scores where it exists.

Company snapshot — FirstCash Inc

FCFS in five paragraphs: what it makes and sells, where it sits in the Closelooknet stack, who it is priced against, why we track it, what we watch. Research diary, not advice.

What it does
FirstCash runs pawn stores across the United States, Mexico, other parts of Latin America and the United Kingdom, lending cash against pledged goods such as jewellery, electronics and tools. It resells forfeited or purchased items and also offers point-of-sale lease-to-own financing through retail partners. It serves customers with limited access to standard credit and is based in Fort Worth, Texas.
Where it sits in the stack
FirstCash carries no seat in our Rubin index, the diary's map of the AI build-out; it sits instead in the Financial Services sector of our wider universe, in the consumer credit and pawn-lending corner rather than any technology sleeve.
Who it is priced against
Closelooknet's peer group here is scored Financial Services names from the United States, the pairing the diary uses for sector and country context; the market also names EZCORP as a direct comparison in pawn lending.
Why Closelooknet tracks it
FirstCash carries a Closelooknet score, the diary's own composite read; its strongest module is momentum and its weakest is quality, and it holds no index seat or quote history in the diary at present.
What the diary watches
Whether the quality module recovers, since that reading tracks the durability of cash flow behind the pawn and lease-to-own book rather than short-term price moves.

FirstCash Inc (FCFS) trades on US exchanges, classified under Financial Services.

The Closelooknet company score reads 58/100 composite (momentum 62, quality 56, valuation 57) across 7 modules — the full breakdown, chart structure and analog history load live above.

Written from the company’s public profile and Closelooknet’s own readings, 2026-09-17. Descriptive, refreshed with the registry; corrections welcome via the imprint. closelook.net is an investment research diary — market structure, index membership and scores are our own readings, not investment advice. Related: index compare · sector dispersion · scanner.

Dividends and capital return trailing yield 0.77%, quarterly · buybacks 116 m USD in FY2025

Dividends and capital return

What FCFS pays out and buys back — distributions read from the price series, money terms from the filings.

  • Trailing 12 months 1.68 USD per share · a 0.77% yield on the 2026-09-25 close 4 distributions, paid quarterly 2026-09-25
  • Change on the year +42.4% against the prior twelve months prior twelve months 1.18 USD per share
  • Last distribution 0.42 USD per share as the price series records it, within days of the ex-date 2026-08-14
  • By calendar year 2025: 1.60 USD (partial) · 2026: 1.26 USD to date first distribution recorded in the three-year window: 2025-02-14
  • Dividends paid, FY2025 71 m USD 17% of earnings
  • Buybacks, FY2025 116 m USD 1.2% of today's market value
  • Share count −1.0% in FY2025 20 m USD of stock-based compensation in the year
  • Capital returned 187 m USD · 35% of free cash flow dividends and buybacks together, against the year’s free cash flow

Per-share amounts are derived from the adjusted price series in the listing currency, so dates sit within days of the ex-date; filing figures come from the fundamentals feed for the last reported fiscal year. An investment diary, not a recommendation.

FAQ · from the current data · as of 2026-09-26

Quick answers

What is FirstCash Inc (FCFS)?

FirstCash Inc trades as FCFS on the US exchange (US) and is classified under Financial Services in the Closelooknet research universe, as of the registry build of 2026-09-26.

Is FCFS in a Closelooknet index?

Not currently — FirstCash Inc is tracked in the Closelooknet research universe but is not a constituent of a Closelooknet functional index as of 2026-09-26.

What is FirstCash Inc's Closelooknet composite score?

58 out of 100, with momentum 62, quality 56 and valuation 57 sub-scores, as of 2026-09-26. Scores are Closelooknet's own research readings, not ratings or investment advice.

Where does FCFS trade against its moving averages?

Uptrend stack intact: Trades +1.2% vs the 50-day and +8.5% vs the 200-day average, 9% below the 52-week high and +50.2% off the 52-week low. Computed from daily closes. As of 2026-09-25 — a technical state from the nightly Closelooknet bake, not advice. The Technical tab carries the full row.

How does FirstCash Inc trade when bond yields rise?

Over the past year FirstCash Inc had a beta of 0.08 to TLT, the long-dated Treasury fund — it shows only a loose link to bond moves, higher than 13% of US names. On the 10 sessions in which long bonds fell most it moved −0.43% on average, against −0.74% for the S&P 500. The "How it trades on rate days" block on this page carries the lines.

What does FirstCash Inc do?

FirstCash runs pawn stores across the United States, Mexico, other parts of Latin America and the United Kingdom, lending cash against pledged goods such as jewellery, electronics and tools. It resells forfeited or purchased items and also offers point-of-sale lease-to-own financing through retail partners. It serves customers with limited access to standard credit and is based in Fort Worth, Texas. Closelooknet's peer group here is scored Financial Services names from the United States, the pairing the diary uses for sector and country context; the market also names EZCORP as a direct comparison in pawn lending.

Where does FirstCash Inc sit in the AI build-out?

FirstCash carries no seat in our Rubin index, the diary's map of the AI build-out; it sits instead in the Financial Services sector of our wider universe, in the consumer credit and pawn-lending corner rather than any technology sleeve. FirstCash carries a Closelooknet score, the diary's own composite read; its strongest module is momentum and its weakest is quality, and it holds no index seat or quote history in the diary at present.

Does FirstCash Inc pay a dividend?

FirstCash Inc has paid 1.68 USD per share over the last twelve months, paid quarterly, a trailing yield of 0.77% on the 2026-09-25 close; the last distribution recorded in the price series was 0.42 USD on 2026-08-14. In fiscal 2025 the company paid 71 m USD in dividends and bought back 116 m USD of its own shares, 35% of that year’s free cash flow. The share count fell 1.0% over the fiscal year. The "Dividends and capital return" block on this page carries the lines.

What does this page show?

A live price chart with SMA overlays and drawing tools for FCFS, performance metrics, index-membership context and the Closelooknet structure read — an investment research diary view, not investment advice.

Related in the Closelooknet universe

then Credit Services, then Financial Services. Scored names rank on their Closelooknet score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.