—
C+
C+ The full Closelooknet — membership. Open the C+ overview

Credit Acceptance Corporation (CACC) — chart, structure and Closelooknet read

Pick a ticker to load its detail page.

Signals for this name

Every Closelooknet reading that exists for CACC, from the same nightly bakes the boards use. Research diary readings, not advice.

Weather around the name 3 macro readings: Money Temperature, Factor regime, Sovereign pressure

The weather around this name

Macro readings that apply by membership — the regime, the factor tape, the sector cell, the funding backdrop.

  • Money Temperature Composite 62/100 · S&P 500 fund at 67, bullish alignedEight instruments scored on position, momentum, volume, volatility and fragility — the regime every name trades inside. Temperature lab → 2026-09-25
  • Factor regime Momentum leading — risk appetite buildingMomentum against low volatility (SPMO / SPLV): above its 50-day trend, 99th percentile of the window, +8.4% over 20 sessions. Factor regime → 2026-09-25
  • Sovereign pressure Index 0.61 · up 0.29 over 21 sessionsG7 long-end yields, 10s30s and the slope — the funding weather for every balance sheet on this site. Sovereign pressure → 2026-09-25
How it trades on rate days beta 0.43 to TLT · on the worst bond days it fell more than the market

How it trades on rate days

How CACC has moved when long-dated Treasury yields rise — measured against TLT, the 20+ year Treasury fund.

  • Beta to long bonds, 1 year 0.43 — shows only a loose link to bond moves for every 1% move in TLT (20+ year Treasuries), Credit Acceptance Corporation moved 0.43% on average · correlation 0.11 · higher than 43% of US names
  • Beta, last 3 months 0.41 about the same as over the year
  • On the 10 worst bond days −1.24% on average against −0.74% for the S&P 500 the 10 sessions of the past year in which TLT fell most, i.e. long yields rose most
  • Latest of those days −1.39% TLT −1.29% that day 2026-09-24

Daily total returns from the adjusted price series; a TLT down day is a day long yields rose. Beta = the average move of the name for a 1% move in TLT. Past sensitivity, not a forecast. An investment diary, not a recommendation.

Who it is priced against Credit Services · United States · 8 names with week and year-to-date

Peer group

Credit Services · United States

This name carries no Closelooknet score, so its cohort ranks on trend state — distance to the 50- and 200-day averages — never on a score it does not have.

Compared against CACC on the nightly bakes; the Peers tab ranks the cohort on the Closelooknet scores where it exists.

Company snapshot — Credit Acceptance Corporation

CACC in five paragraphs: what it makes and sells, where it sits in the Closelooknet stack, who it is priced against, why we track it, what we watch. Research diary, not advice.

What it does
Credit Acceptance Corporation lends money to car buyers with weak credit by paying dealers for the right to collect on their loans, then keeps what it recovers from those consumers. It also reinsures vehicle service contracts sold alongside the loans it finances. Its customers are independent and franchised car dealerships across the United States. It is based in Southfield, Michigan.
Where it sits in the stack
Credit Acceptance sits outside our AI build-out index; within our wider universe it belongs to the financial services sector, in the credit services sleeve, where its business is lending against used-car collateral rather than any technology layer.
Who it is priced against
Our diary has no peer group listed for Credit Acceptance; a comparison the market sometimes draws is with other subprime auto lenders such as Santander Consumer USA.
Why Closelooknet tracks it
It is a Russell 1000 constituent; it carries no Closelooknet score yet and has not appeared in our editions or quotes.
What the diary watches
Whether loan losses and recovery rates on its subprime auto book shift as consumer credit conditions change.

Credit Acceptance Corporation (CACC) trades on US exchanges.

Written from the company’s public profile and Closelooknet’s own readings, 2026-09-17. Descriptive, refreshed with the registry; corrections welcome via the imprint. closelook.net is an investment research diary — market structure, index membership and scores are our own readings, not investment advice. Related: index compare · sector dispersion · scanner.

FAQ · from the current data · as of 2026-09-26

Quick answers

What is Credit Acceptance Corporation (CACC)?

Credit Acceptance Corporation trades as CACC on the US exchange (United States) in the Closelooknet research universe, as of the registry build of 2026-09-26.

Is CACC in a Closelooknet index?

Not currently — Credit Acceptance Corporation is tracked in the Closelooknet research universe but is not a constituent of a Closelooknet functional index as of 2026-09-26.

Where does CACC trade against its moving averages?

Pullback inside an uptrend stack: Trades -5.3% vs the 50-day and +5.2% vs the 200-day average, 16.9% below the 52-week high and +38.3% off the 52-week low. Computed from daily closes. As of 2026-09-25 — a technical state from the nightly Closelooknet bake, not advice. The Technical tab carries the full row.

How does Credit Acceptance Corporation trade when bond yields rise?

Over the past year Credit Acceptance Corporation had a beta of 0.43 to TLT, the long-dated Treasury fund — it shows only a loose link to bond moves, higher than 43% of US names. On the 10 sessions in which long bonds fell most it moved −1.24% on average, against −0.74% for the S&P 500. The "How it trades on rate days" block on this page carries the lines.

What does Credit Acceptance Corporation do?

Credit Acceptance Corporation lends money to car buyers with weak credit by paying dealers for the right to collect on their loans, then keeps what it recovers from those consumers. It also reinsures vehicle service contracts sold alongside the loans it finances. Its customers are independent and franchised car dealerships across the United States. Our diary has no peer group listed for Credit Acceptance; a comparison the market sometimes draws is with other subprime auto lenders such as Santander Consumer USA.

Where does Credit Acceptance Corporation sit in the AI build-out?

Credit Acceptance sits outside our AI build-out index; within our wider universe it belongs to the financial services sector, in the credit services sleeve, where its business is lending against used-car collateral rather than any technology layer. It is a Russell 1000 constituent; it carries no Closelooknet score yet and has not appeared in our editions or quotes.

What does this page show?

A live price chart with SMA overlays and drawing tools for CACC, performance metrics, index-membership context and the Closelooknet structure read — an investment research diary view, not investment advice.

Related in the Closelooknet universe

then Credit Services, then Financial Services. Scored names rank on their Closelooknet score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.