—
C+
C+ The full Closelooknet — membership. Open the C+ overview

Affirm Holdings Inc (AFRM) — chart, structure and Closelooknet read

Pick a ticker to load its detail page.

Signals for this name

Every Closelooknet reading that exists for AFRM, from the same nightly bakes the boards use. Research diary readings, not advice.

Weather around the name 3 macro readings: Money Temperature, Factor regime, Sovereign pressure

The weather around this name

Macro readings that apply by membership — the regime, the factor tape, the sector cell, the funding backdrop.

  • Money Temperature Composite 62/100 · S&P 500 fund at 67, bullish alignedEight instruments scored on position, momentum, volume, volatility and fragility — the regime every name trades inside. Temperature lab → 2026-09-25
  • Factor regime Momentum leading — risk appetite buildingMomentum against low volatility (SPMO / SPLV): above its 50-day trend, 99th percentile of the window, +8.4% over 20 sessions. Factor regime → 2026-09-25
  • Sovereign pressure Index 0.61 · up 0.29 over 21 sessionsG7 long-end yields, 10s30s and the slope — the funding weather for every balance sheet on this site. Sovereign pressure → 2026-09-25
How it trades on rate days beta 1.31 to TLT · on the worst bond days it fell more than the market

How it trades on rate days

How AFRM has moved when long-dated Treasury yields rise — measured against TLT, the 20+ year Treasury fund.

  • Beta to long bonds, 1 year 1.31 — moves strongly with bonds for every 1% move in TLT (20+ year Treasuries), Affirm Holdings Inc moved 1.31% on average · correlation 0.21 · higher than 94% of US names
  • Beta, last 3 months 1.82 more rate-sensitive lately than over the year
  • On the 10 worst bond days −1.32% on average against −0.74% for the S&P 500 the 10 sessions of the past year in which TLT fell most, i.e. long yields rose most
  • Latest of those days +5.11% TLT −1.29% that day 2026-09-24

Daily total returns from the adjusted price series; a TLT down day is a day long yields rose. Beta = the average move of the name for a 1% move in TLT. Past sensitivity, not a forecast. An investment diary, not a recommendation.

Who it is priced against Credit Services · United States · 8 names with week and year-to-date

Peer group

Credit Services · United States

This name carries no Closelooknet score, so its cohort ranks on trend state — distance to the 50- and 200-day averages — never on a score it does not have.

Compared against AFRM on the nightly bakes; the Peers tab ranks the cohort on the Closelooknet scores where it exists.

Company snapshot — Affirm Holdings Inc

AFRM in five paragraphs: what it makes and sells, where it sits in the Closelooknet stack, who it is priced against, why we track it, what we watch. Research diary, not advice.

What it does
Affirm runs a payments platform that lets shoppers split a purchase into instalments at checkout, working with merchants across electronics, apparel, travel and other categories. It arranges the underlying loans through partner banks and sells some of that paper to capital-markets investors rather than holding all the credit itself. Founded in San Francisco, it listed in 2021 and now serves both small merchants and larger retail brands.
Where it sits in the stack
Affirm carries no seat in Rubin, our index for the AI build-out; it sits instead in the financial-services corner of the diary's universe, in consumer credit and instalment lending rather than any layer of chips, data centres or models.
Who it is priced against
Closelooknet has not assigned a peer group to this name; the comparison the market most often draws is with other buy-now-pay-later lenders such as Klarna and Block's Afterpay unit.
Why Closelooknet tracks it
It is a Russell 1000 constituent but holds no seat in Rubin or Halo, carries no Closelooknet score yet, and has not drawn a diary quote so far.
What the diary watches
Whether merchant partnerships keep widening and how repayment performance holds up as the loan book grows, since that is what would move this name onto the diary's radar.

Affirm Holdings Inc (AFRM) trades on US exchanges.

Written from the company’s public profile and Closelooknet’s own readings, 2026-09-17. Descriptive, refreshed with the registry; corrections welcome via the imprint. closelook.net is an investment research diary — market structure, index membership and scores are our own readings, not investment advice. Related: index compare · sector dispersion · scanner.

The Street on this name 10 analyst actions on the wire · latest: price target by Loop Capital, 2026-09-08

The Street on this name

Analyst actions and the latest print for AFRM from the Closelooknet wires — third-party opinions on the record, not our readings.

  • Price target Loop Capital — target 105 Target set to $105 (+45.7% to spot) 2026-09-08
  • Initiation Loop Capital Markets — at Buy Initiated to Buy 2026-09-08
  • Price target Goldman Sachs — target 115 from 106 Target raised to $115 from $106 (+58% to spot) 2026-08-31

10 actions on the analyst wire since 2026-08-13: 1 initiation, 9 target changes. Analyst wire → · Earnings wire →

FAQ · from the current data · as of 2026-09-26

Quick answers

What is Affirm Holdings Inc (AFRM)?

Affirm Holdings Inc trades as AFRM on the US exchange (United States) in the Closelooknet research universe, as of the registry build of 2026-09-26.

Is AFRM in a Closelooknet index?

Not currently — Affirm Holdings Inc is tracked in the Closelooknet research universe but is not a constituent of a Closelooknet functional index as of 2026-09-26.

Where does AFRM trade against its moving averages?

Pullback inside an uptrend stack: Trades -3.1% vs the 50-day and +7.1% vs the 200-day average, 20.9% below the 52-week high and +69.9% off the 52-week low; a golden cross printed 66 sessions ago. Computed from daily closes. As of 2026-09-25 — a technical state from the nightly Closelooknet bake, not advice. The Technical tab carries the full row.

How does Affirm Holdings Inc trade when bond yields rise?

Over the past year Affirm Holdings Inc had a beta of 1.31 to TLT, the long-dated Treasury fund — it moves strongly with bonds, higher than 94% of US names. On the 10 sessions in which long bonds fell most it moved −1.32% on average, against −0.74% for the S&P 500. The "How it trades on rate days" block on this page carries the lines.

What does Affirm Holdings Inc do?

Affirm runs a payments platform that lets shoppers split a purchase into instalments at checkout, working with merchants across electronics, apparel, travel and other categories. It arranges the underlying loans through partner banks and sells some of that paper to capital-markets investors rather than holding all the credit itself. Founded in San Francisco, it listed in 2021 and now serves both small merchants and larger retail brands. Closelooknet has not assigned a peer group to this name; the comparison the market most often draws is with other buy-now-pay-later lenders such as Klarna and Block's Afterpay unit.

Where does Affirm Holdings Inc sit in the AI build-out?

Affirm carries no seat in Rubin, our index for the AI build-out; it sits instead in the financial-services corner of the diary's universe, in consumer credit and instalment lending rather than any layer of chips, data centres or models. It is a Russell 1000 constituent but holds no seat in Rubin or Halo, carries no Closelooknet score yet, and has not drawn a diary quote so far.

What has Wall Street done on Affirm Holdings Inc recently?

The most recent analyst action on Affirm Holdings Inc on the Closelooknet wire is a price target by Loop Capital on 2026-09-08 (target 105). 10 actions on the analyst wire since 2026-08-13: 1 initiation, 9 target changes. Analyst actions are third-party opinions recorded by the wire, not Closelooknet readings. The “The Street on this name” block on this page lists the moves; the full feeds are the analyst wire and the earnings wire.

What does this page show?

A live price chart with SMA overlays and drawing tools for AFRM, performance metrics, index-membership context and the Closelooknet structure read — an investment research diary view, not investment advice.

Related in the Closelooknet universe

then Credit Services, then Financial Services. Scored names rank on their Closelooknet score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.